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Live

B2B payments from
WhatsApp.

Cross-border transfers for companies, at the best rate in the market, negotiated and settled without leaving the chat.

Slots open today · WhatsApp answered instantly

24 hours
Execution and credit
190+
Destination countries
0%
Commission on the amount
How do they receive?
USD
Rate negotiable in the chatSWIFT
FeeOn any railFree
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Up to US$1,000,000 per operation. The final rate is negotiated and confirmed in the chat.

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B2B payments over WhatsAppSWIFT · SEPA · USDC · USDTNegotiable rate: accept or counterofferFull KYC / KYB compliancePayments to 190+ countriesComprobante with SWIFT referenceUS FinCEN-registered MSBFunds never held by Stabled·B2B payments over WhatsAppSWIFT · SEPA · USDC · USDTNegotiable rate: accept or counterofferFull KYC / KYB compliancePayments to 190+ countriesComprobante with SWIFT referenceUS FinCEN-registered MSBFunds never held by Stabled·
How we operate

Quote, negotiate and settle, without leaving the chat.

Stabled connects your company with global liquidity: you ask for a price, the OTC desk offers its best rate and you accept or counteroffer. Everything stays on record in the same chat.

SWIFT, SEPA and stablecoins to 190+ countries.

Payments via SWIFT and SEPA through regulated entities, or in USDC / USDT with settlement in minutes.

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US$120,000SWIFT transfer
US$300,000SEPA transfer
US$70,000SWIFT transfer

The best rate, negotiable.

Stabled finds the best exchange rate on OTC desks and makes you the offer. You accept or counteroffer, in the same chat.

I need to pay US$120,000 to a supplier in China.
Best rate on the desk: 6.96 all in. Accept or counteroffer?
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0%

Commission on the amount, on any rail

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What you actually get.

The things that decide whether your supplier gets paid this week.

24 hours
Execution and credit
190+
Destination countries
0%
Commission on the amount
$0
Client funds held by Stabled
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How It Works

From quote to payment, in three steps.

No new apps, no forms: just the WhatsApp you already use.

1

Quote

Message us on WhatsApp: amount, country and who receives. You get the OTC desk's best rate straight in the chat.

2

Negotiate

Rate works? Accept it. Want another? Send your counteroffer and the desk evaluates it in minutes.

3

Pay, done

You transfer with clear instructions and your money reaches the recipient at the agreed rate, verified against the bank statement.

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Security and compliance

Designed to move money without surprises.

Behind the chat there is an auditable state machine: at every moment you know exactly where your operation and your money stand.

Non-custodial
Stabled never holds your funds: it orchestrates the operation bank to bank, with no intermediate balances at risk.
KYB / AML + screening
Your company is verified at onboarding and every operation is screened before any payment executes.
Dual control of beneficiaries
One user creates, the authorized approver signs off. Changing a bank account restarts the approval: invoice fraud has no way in.
Verified against the bank
A receipt never authorizes anything: verification always runs against the bank statement, so fake receipts have no way in.
Auditable evidence
Every confirmation, quote and receipt is recorded with a timestamp, ready for audit.
KYC / KYB
Identity Verified
AML / CFT
Compliance Ready
FinCEN MSB
US registered
Non-custodial
Funds stay yours
$
Powered by USDC
The world's most trusted regulated dollar-backed stablecoin. Issued by Circle, audited monthly.
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Who we are

The people behind every operation.

Nikolaus Seiguer
Nikolaus Seiguer
Founder & CEO

Ex-PwC M&A. Led the restructuring of payment processing for the largest private healthcare company in the United States. MBA, IAE Buenos Aires.

Benjamin Aguirre
Benjamin Aguirre
Co-founder & Lead Developer

Founder of Grid Enterprise and a long-time builder in the Argentine blockchain scene. Specialist in distributed infrastructure and settlement systems.

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FAQ

The questions everyone asks

Stabled is an OTC desk for B2B cross-border payments. Latin American companies paying overseas suppliers fund in their local currency; Stabled quotes a firm, all-in rate and executes the payment to the beneficiary via SWIFT, SEPA or stablecoins (USDC/USDT) through regulated entities, using USD as the settlement rail. The entire quoting and negotiation flow happens over WhatsApp: a dedicated account executive validates and executes every operation.

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Now onboarding importers across the region

Optimize your company's
treasury, today.

Rates negotiated on OTC desks, a dedicated agent and payments to 190+ countries. All from your WhatsApp.

Book a callMessage us on WhatsApp

Slots open today · WhatsApp answered instantly

No new appsFrom US$50,000 monthly volumeA dedicated executiveUS MSB, ASFI-regulated execution